About this listing
CRED: UPI, Credit Cards, Bills is listed with version, update, developer, screenshots, permissions, source, and compatibility details from the available app metadata.
APK and source facts
Before you install
- Android requirement is not listed in the current data.
- Package size is not listed in the current data.
- The source link points to a Google Play listing.
Listing evidence
CRED: UPI, Credit Cards, Bills includes version Varies with device, last update Feb 2, 2026, 8 screenshots, privacy policy link in the current metadata.
The current metadata notes that permission list is not available.
FungoApp review for CRED: UPI, Credit Cards, Bills
CRED: UPI, Credit Cards, Bills by Dreamplug Technologies Private Limited is listed in Finance. This page organizes the available metadata into a practical review format, including version Varies with device, Android requirement not listed, update date Feb 2, 2026, rating 4.8 out of 5, and install signal 50,000,000+.
Compare Android money apps by checking developer transparency, account requirements, security signals, update history, and permission requests before connecting financial data. For CRED: UPI, Credit Cards, Bills, use the details below as a checklist before you decide whether the app fits your device, privacy expectations, and use case.
Install decision context for CRED: UPI, Credit Cards, Bills
CRED: UPI, Credit Cards, Bills is best reviewed as a Finance listing from Dreamplug Technologies Private Limited, not as a direct APK file from FungoApp. The current signals show version Varies with device, Android requirement not listed, last update Feb 2, 2026, rating 4.8 out of 5, install signal 50,000,000+, and monetization that does not list ads in the current data and does not list in-app purchases in the current data. Use those signals together: a popular listing can still be a poor fit if the permissions, update age, or account requirements do not match your intended use.
Use-case fit analysis
CRED: UPI, Credit Cards, Bills is presented around this purpose: "earn rewards on credit card & UPI transactions, money transfers & bill payments" A good fit is more likely when that purpose matches the category, screenshots, version history, and the kind of access the app requests. If you only need a narrow task, compare this listing with simpler alternatives before leaving FungoApp for the external source.
Permissions and privacy interpretation
CRED: UPI, Credit Cards, Bills does not include a permission list in the current FungoApp data. That missing field reduces review confidence, so readers should check the Android install prompt and source listing before using personal data or granting sensitive access.
Version and update interpretation
The listing shows version Varies with device, updated Feb 2, 2026, package size not listed, and Android requirement not listed. Newer updates can indicate maintenance, but the practical question is whether the listed Android requirement fits your device and whether recent changes explain why the app needs its current permissions and storage footprint.
Screenshot review prompts
CRED: UPI, Credit Cards, Bills includes 8 screenshots in the current listing data. Use them to confirm the interface, account prompts, ads, paywalls, editing tools, game style, or workflow before you open the source page. Screenshots are evidence of presentation, not independent proof of package behavior.
Use case fit
CRED: UPI, Credit Cards, Bills is summarized as: "earn rewards on credit card & UPI transactions, money transfers & bill payments" Compare that promise with the screenshots, category, update notes, and related apps before installing.
Version and compatibility
The listing shows version Varies with device, Android requirement not listed, package size not listed, and last update Feb 2, 2026. These details matter because older devices, large packages, and stale updates can change the install experience.
Privacy and permissions
CRED: UPI, Credit Cards, Bills does not include a permission list in the current metadata, so review the source listing and Android install prompt carefully.
Review checklist
- Confirm the developer name and source listing before installing.
- Review version, Android requirement, package size, and update date.
- Compare requested permission access with the feature you actually need.
- Read recent change notes and ratings as signals, not as guarantees of safety.
Comparison prompts
- Compare CRED: UPI, Credit Cards, Bills's developer and source link with other Finance options before installing.
- Check whether version Varies with device and Android not listed match your device.
- Review the source listing carefully because FungoApp does not currently have a permission list for this app.
- Compare against related listings such as Money Saver - Savings Goal and Savings Goal for feature scope and privacy tradeoffs.
Publisher notes
- FungoApp organizes public listing metadata into review notes and comparison checklists for CRED: UPI, Credit Cards, Bills.
- FungoApp does not host the APK file, modify the app package, or claim independent file verification from the current data.
- The 4.8 rating with 2,888,394 rating entries is a useful popularity signal, but it should still be checked against update date, permissions, and the source listing. 50,000,000+ installs indicate broad usage, which helps with discovery but does not prove the package is appropriate for every device or privacy expectation.
Developer-provided description
Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.
What payments can you make on CRED?
✔️Credit card bills: Check & manage credit cards without multiple credit card apps.
✔️ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more, with CRED pay.
✔️ Offline payments: Scan QR codes or activate Tap to Pay for contactless payments.
✔️ Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app.
✔️ Transfer money to bank accounts: Send rent or education fees from your credit card.
✔️ UPI Auto Pay: Set up UPI autopay for recurring bills.
✔️ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.
Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc.
Other Bills like Fastag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+.
→ Download CRED → Fill your name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify your credit card details.
Manage your credit score with CRED:
▪️ Credit score is more than a number, it indicates your financial health
▪️ Keep a tab of your past scores and track your present one
▪️ See the factors affecting your CIBIL score with CRED
▪️ Make predictions based on foresight & improve your CIBIL score
▪️ Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, AMEX, HSBC Bank, all VISA, Mastercard, Rupay, Diners club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP).
• CRED app acts as a Digital Lending App (DLA).
Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1 Month to 84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy, Should be a resident of India
* Loan Amount: ₹1000 to ₹2,00,00,000
* Repayment Tenure: 1 Month to 72 Months
Annual Percentage Rate (APR): 9.5% to 45%
Example:
If you borrow ₹5,00,000 for 3 years at 20% p.a.
EMI: ₹18,582 | Processing Fee: ₹17,700
Total Payable: ₹6,68,945 | Total Cost: ₹1,86,645
Effective APR: 21.92%
Lending partners on CRED:
IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Ltd, Newtap Finance Pvt. Ltd, L&T Finance Ltd, YES BANK Limited, DSP Finance Pvt Ltd, Aditya Birla Capital Ltd.
Have things on your mind? Don’t keep it to yourself. Contact us at [email protected].
Grievance Officer: Atul Kumar Patro
[email protected]
Send money via UPI, clear all your bills, improve your credit score & earn rewards with CRED. Download now.
Requirements (Latest version)
Android requirement is not listed in the current metadata.
